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company will generally not pay your medical bills as you treat, but rather they want to settle with you in one lump sum payment. Thus, you should be extremely wary of any insurance adjuster that wants you to quickly accept an amount of money in exchange for a Release. You should NEVER settle your claim until you are 100% recovered and are assured that your injuries are completely healed. If you settle before that time, you may be cheating yourself out of future damages.

If you cannot settle your claim with the insurance company, you do have the option of filing a lawsuit. This means that you can put your claim in the North Carolina court system and have a jury decide the value of your case. You do NOT have to be a U.S. Citizen to obtain benefit from our Court system. The mere fact you were injured in the State of North Carolina allows you to bring forth your claim, regardless of citizenship.

If you have been injured, do not trust the insurance company to offer you a fair amount. It is best that you seek legal representation if your injuries appear to be significant or cause you to miss time from work. You have three years from the date of an accident to either settle your injury claim or file a lawsuit. If you do not meet this time frame, you are forever barred from pursuing a claim against the insurance company.