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Greensboro,
North Carolina Workers Compensation
Worker’s compensation (which can also be called workers comp. or
workman comp) was enacted by statute in North Carolina in 1929. As a
general rule, each business that has more than three employees must be
covered by worker’s compensation insurance. The system is governed by a
state agency called the Industrial Commission.
An employee may be entitled to workers’ compensation benefits when he or she
is injured in the course and scope of his or her employment. When each and
every element of this claim is proven, workers’ compensation benefits become
available to the employee.
An employee must give notice to his employer of an injury on the job by
filing a written notice. This notice of an accident should be filed within
30 days of the date of the accident. The absolute limit for filing a written
notice is two years.
The injured worker is often taken advantage
of because they do not know their rights. Your
Greensboro employer may not tell you of all the rights you have and the
insurance company is strictly concerned with minimizing the cost of your
claim.
This means you may not have all the available information regarding job
retraining, overtime pay benefits, wage differential benefits, statute of
limitations, notice requirements, repetitive traumas, maintenance payments
when being retrained and settlements.
Greensboro Worker’s Compensation benefits may include:
-Medical treatment -Temporary disability -Permanent disability
-Vocational rehabilitation
Injuries that typically arise out of and in the course of employment
include: -Broken/fractured bones -Back problems/pain -Knee
problems/injuries
-Grip loss -Heart attacks -Hypertension -Wrist injuries
(carpal tunnel syndrome)
-Burns -Shoulder pain -Neck pain -Headaches -Slips/Falls
If I am unable to return to the type of work I did before I was injured,
what can I do?
If you are unable to return to your previous position due to your work
related injuries then the North Carolina Workers’ Compensation Act allows
for the injured employee to be placed in vocational rehabilitation to be
provided by the workers’ compensation carrier. A vocational rehabilitation
counselor will be assigned to help the injured employee find suitable
employment.
Is there a period of time after which my claim is no longer open?
If you have a workers’ compensation claim and you receive only medical
treatment and do not lose any time from work then your claim will close
within 12 months of the last date of medical treatment paid for by the
workers’ compensation carrier. If you received weekly benefits due to your
injury then your claim will close two years from the last date of
compensation received.
Do all claims go to court?
No. We handle many more claims that settle without filing suit. About 2 out
of 10 cases result in trial. The insurance company generally wants to avoid
trial and if a law firm has a reputation for trying cases it will work
harder with that law firm to settle a claim. While we make every effort to
settle claims, we are also prepared to move the case quickly through the
Courts system.
A few other important things to know:
-If you are receiving Social Security benefits, long term disability
benefits or some other type of compensation for your disability, there may
be an offset or reduction in your benefits if you also receive workers'
compensation benefits. It is important that you see an attorney to make sure
that you are receiving the full benefits to which you are entitled.
-You do have the right to ask the Industrial Commission for permission to
see a doctor of your choosing. However, if you are treated by your own
doctor without getting permission, you may jeopardize your benefits. You
should seek legal assistance or contact the Industrial Commission if you
have a question about changing doctors or getting a second opinion.
-There are different ways to "settle" workers' compensation claims. One type
of settlement is called a compromise settlement agreement, commonly known as
a "clincher" agreement. Signing a clincher agreement means you give up all
rights to future workers' compensation benefits in exchange for a sum of
money. Other types of agreements are completed on Industrial Commission
Forms 21 and 26. If you sign one of these forms, your workers' compensation
case may remain open but you will be giving up certain rights and the rights
you retain will be limited in time. An experienced attorney can help you
decide whether you are making a decision that is best for you.
-There are rules governing what medical and vocational rehabilitation
professionals can and cannot do in your case. For example, you have a right
to a private medical examination and you have a right to be present when the
rehabilitation professional speaks with the doctor, except in special
circumstances. For further information about these regulations, follow the
previous link to the Industrial Commission website.
Dealing with the workers' compensation system can be very stressful. Not
only do you have to deal with the stress of your injury but you also have
the hassle of dealing with an insurance company, your employer and medical
providers. You are probably worried about whether you will receive your
benefits and whether you are protecting your rights. You may be having
difficulties supporting yourself or your family because of your injury.
Contacting the right lawyer can help you address these issues in the way
that is best for you.
If you have been injured at work you have a
right to workers' compensation benefits and you may want to consider
contacting a Raleigh lawyer. Even if you are already
receiving benefits, it may be to your advantage to consult an experienced
Raleigh attorney to ensure that you are receiving the maximum benefits
available under the law.
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WORKERS COMPENSATION
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